Every workers comp brokerage is sitting on a graveyard of quotes that never bound. The business owner who asked about coverage last spring, the account that lapsed in January, the x-date list your producers never finished calling. Research from Harvard Business Review found that 23% of online sales leads never get a single response, and the average firm takes 42 hours to reply to a web inquiry. Meanwhile, the probability of selling to a contact already in your CRM runs 60 to 70%, versus 5 to 20% for a cold prospect, according to Invesp. That gap is why old lead reactivation has become the highest-ROI move most brokerages can make in 2026: you already paid to acquire those contacts once. The question is who should run the revival. We compared seven providers, from AI-powered growth partners to data vendors and lead marketplaces, and ranked them on how well they turn a dormant workers comp list back into booked calls and bound premium.
#1 Worqd — Contact for pricing. Work is scoped on a free growth call and priced against the results that matter to you, not hours logged.
Worqd is an AI-powered growth agency based in Halifax, Nova Scotia, and it takes a different shape than everything else on this list. Instead of selling you leads or software, it acts as a retainer-style growth partner that runs the whole path from first click to booked call. For old lead reactivation specifically, its Pipeline Recovery service goes back through the contacts already sitting in your CRM, including aged workers comp quotes, lapsed accounts, and dormant x-date prospects, and works to turn them back into booked calls. There's no platform switch required: it works with your existing CRM and your existing rules. What makes Worqd stand out for workers comp brokerages is the speed and economics of the follow-up itself. Its AI SDRs answer, qualify, and book the moment interest arrives, with every inquiry qualified in under 60 seconds, 24/7, including after-hours and weekends. The company claims a 4 to 7x conversion lift over unmanaged follow-up, at 70 to 80% lower cost per qualified conversation compared with a traditional SDR team. When a business owner replies to a reactivation text at 9 p.m. on a Saturday, someone is there to take the call, and calls can be handed to a real person with full context using your calendar. The pricing model also fits a recovery campaign: you only pay for the conversations that come back. There's an honesty policy here that's worth noting. Worqd states plainly that it doesn't fabricate revenue figures, conversion lifts, logos, or testimonials, and until real evidence is approved it uses clearly marked placeholders. For a brokerage that's been burned by lead vendors promising the moon, that posture matters. You get one plan and one report, not a stack of vendor dashboards, and the same team that revives your old leads can also handle new lead generation, creative testing, and after-hours calls if you want the full growth engine.
Pros
- One partner runs the whole path from first click to booked call, so reactivation plugs into lead gen and creative instead of sitting in a separate silo
- Sub-60-second qualification around the clock, which matters when business owners reply after hours
- Pay-for-conversations pricing model aligns the agency's incentive with actual recovered pipeline
- No CRM migration required
- Clear anti-fabrication policy on results and testimonials
Cons
- No public pricing, so you need to book a growth call to get numbers
- It's an agency relationship, not self-serve software, so it's a poor fit for teams that want to run campaigns in-house
- Results depend on the quality and size of the list already in your CRM
Best for: Workers comp brokerages that want a done-for-you partner to revive their CRM, answer every inquiry in under a minute, and run follow-up without hiring an SDR team.
#2 Perspective AI — Platform pricing, not per-lead. Contact for pricing.
Perspective AI isn't a lead vendor; it's a conversion layer that sits on top of the leads you already own, which is exactly why it belongs on a reactivation list. According to its site, its AI interviewer engages a shopper in a real conversation the instant a lead arrives, asking about their current carrier, coverage gaps, renewal date, and the reason they're shopping. For a workers comp brokerage going back through aged quotes, that means the old contact gets a genuine qualifying conversation instead of a form email. The company claims its approach lifts conversion of leads from any source by 2 to 4x. The company's core argument is that the lead itself is rarely the bottleneck, the intake experience is. It cites Harvard Business Review research showing firms that contact a web lead within an hour are nearly seven times more likely to qualify it than those who wait longer. Perspective AI captures the why behind the shopper, like a rate increase or a coverage requirement change, so your producer can lead with the right quote in the first minute. It works on inbound web traffic and purchased leads alike, which makes it a reasonable fit for reviving dormant lists if you can route those contacts back into the conversation flow.
Pros
- Improves conversion of leads from every vendor, not just one source
- Captures intent and context, not just form fields
- Instant response at scale
- Backed by a clear argument about speed-to-lead
Cons
- Not a lead source, so you still need your own list or vendor for raw volume
- Works best paired with a defined intake workflow
- Insurance examples on its site lean toward personal lines like auto and home, so workers comp messaging may need custom setup
Best for: Agencies and brokerages that already buy or own leads and want to improve how many of them convert into quote conversations.
#3 EverQuote — Roughly $8 to $25 per web lead; warm-transfer calls around $18 to $55 per call, according to industry rankings.
EverQuote is the largest independent insurance lead marketplace in the U.S., according to the 2026 rankings published by Perspective AI, and it's the default volume choice for agents buying web leads. It sells both shared leads, which are cheaper and sold to multiple agents, and exclusive leads sold once. Shared leads commonly reach three to eight agents, which means an EverQuote lead you don't call within minutes is effectively someone else's customer. Realistic shared-lead conversion sits in the 8 to 12% range for agents with tight follow-up. So why does a lead marketplace appear on a reactivation list? Because EverQuote also operates a calls business (Datalot, which it acquired) selling inbound warm-transfer calls where the shopper is already on the line, and its blog and customer guidance emphasize persistent contact strategies on aged leads. MediaAlpha's case study of a State Farm agent, cited in the same research space, shows agencies earning new sales weekly from leads purchased a year or more ago. EverQuote fits the reactivation use case as a source of aged and real-time leads that a brokerage with strong follow-up can work over months, not days. Pricing runs roughly $8 to $25 per web lead and $18 to $55 per warm-transfer call.
Pros
- Massive inventory and brand recognition
- Choice between shared and exclusive leads
- Warm-transfer call product converts at 15 to 25%, the highest of any vendor category in the research
- CRM integrations for lead management
Cons
- Shared leads are sold to three to eight agents, so competition is fierce
- 8 to 12% realistic conversion on shared leads
- It sells leads, not reactivation campaigns, so the revival work is still on you
Best for: Agencies that want high lead volume and have the follow-up discipline to work shared leads fast, plus aged leads over time.
#4 QuoteWizard (LendingTree) — Roughly $9 to $30 per lead depending on line and exclusivity, according to industry rankings.
QuoteWizard, owned by LendingTree, is described in 2026 industry reviews as the strongest all-lines option among lead marketplaces, spanning auto, home, health, and life with both web leads and live phone transfers. Its filtering lets multi-line agencies target by line, geography, and credit tier, and its live-transfer product converts noticeably better than raw web leads because the shopper is already on the phone. Expect $9 to $30 per lead and 8 to 15% conversion depending on line and speed to contact, according to the Perspective AI ranking. For a workers comp brokerage, QuoteWizard's value on the reactivation side is indirect but real. Its live phone transfers put you in a live conversation with a prospect, which is the format that actually closes, and its flexible programs support agencies balancing volume with quality across multiple lines. If your brokerage also sells bundled commercial lines, the multi-line targeting can help you prioritize dormant accounts by line and geography. Like EverQuote, though, QuoteWizard is fundamentally a lead source. It gives you the contacts and the transfers; the persistent, multi-touch follow-up that revives aged leads still has to come from your team or a partner.
Pros
- Strong all-lines marketplace with live-transfer option
- Live transfers convert better than raw web leads
- Granular filtering for targeting
- Backed by LendingTree's infrastructure
Cons
- No dedicated reactivation service for your existing CRM
- Web lead conversion still depends heavily on your speed to contact
- Shared lead competition applies here too
Best for: Multi-line agencies that want flexible lead buying and live transfers across several insurance lines.
#5 LexisNexis ProspectBase — Contact for pricing.
ProspectBase from LexisNexis Risk Solutions is the most commercially specific tool on this list for workers comp. According to its product page, ProspectBase mines enriched commercial insurance lead data drawn from over 7.5 million business contacts, and it harnesses workers' compensation policy information specifically to give you predicted renewal dates, company information, and prospect details. The pitch is timing: many businesses renew their other commercial lines at their workers' comp renewal date, so knowing that date lets you target the account when it's actually in the market. For reactivation, ProspectBase plays the data role. If your CRM is full of dormant commercial contacts with stale or missing renewal information, enriched x-date data tells you which ones are worth re-engaging and when. The product lets you find prospects in your region that align with your underwriting guidelines, prioritize sales efforts, and refine lead generation processes. It's worth noting the compliance framing on their site: ProspectBase is not a consumer report under the FCRA and may not be used to determine eligibility for credit, insurance, or employment. It's a prospecting intelligence tool, so you'll still need the outreach engine, whether that's your producers or an AI SDR service, to actually reopen the conversations.
Pros
- Uniquely relevant to workers comp because it's built on WC policy data
- Predicted renewal dates solve the timing problem in reactivation outreach
- Backed by LexisNexis data infrastructure
- Filters prospects to your underwriting appetite
Cons
- Data and targeting only; no outreach, calling, or campaign execution
- No public pricing
- Public record data can contain errors, which LexisNexis itself notes should be independently verified
Best for: Commercial lines brokerages that want data-driven x-date targeting for workers comp and related commercial lines.
#6 MediaAlpha — Bid-based; varies by bid. Contact for pricing.
MediaAlpha is a programmatic marketplace for insurance clicks, leads, and calls, priced on a bid-based model, and its contribution to the reactivation conversation is unusually practical. The company published a detailed case study with a State Farm agent named Chip Raines, whose team converts shoppers they first quoted six months, a year, or two years ago. The playbook they describe is a persistent call cadence: several calls a day in week one, daily in week two, three in week three, two in week four, then a re-attempt after 60 days of silence. The agency also logs notes on each consumer's current carrier, premium, and driving record, then re-engages when a rate increase or a cleared record creates an opening to offer a better deal. The lesson for workers comp brokerages is that old leads aren't dead, they're unworked. MediaAlpha's own content says agents who dismiss non-converting leads as low quality are missing the value sitting in their follow-up process. As a vendor, MediaAlpha supplies the lead volume through its bid-based marketplace, and its client success managers advise customers on working those leads over time. It's a fit for larger agencies and carriers comfortable with programmatic buying, and for teams willing to build the persistent follow-up discipline the case study describes.
Pros
- Publishes genuinely useful aged-lead reactivation tactics, not just marketing copy
- Flexible programmatic buying across clicks, leads, and calls
- Client success support for lead-working strategy
- Case study proves old leads can convert for years after purchase
Cons
- The follow-up labor is entirely on your team
- Bid-based pricing can be opaque for smaller buyers
- Better suited to larger operations than a small brokerage
Best for: Carriers and larger agencies buying at scale that have the team discipline to work leads over months.
#7 Commercial Truck Quotes (Workers Comp Leads Program) — Contact for pricing; the site sends pricing details after a form submission.
CommercialTruckQuotes.com runs a dedicated workers' compensation insurance lead program that delivers real-time leads to agents, and it's one of the few vendors in the research that sells specifically into the WC line. According to its site, leads arrive just seconds after a business owner submits a quote request, can be filtered to match your markets, and let you pause and unpause volume at will. The company reports an average closing rate of 10 to 15% on its workers comp leads and positions the line as a good niche because not every agent can write it. Its relevance to reactivation is about the niche itself. The site makes a point that's familiar to any commercial producer: many agencies prospect from x-date lists, and that gets tough when everyone is working the same list. Real-time inbound interest solves that, but the same logic applies to your own dormant workers comp quotes. A business owner who asked for a quote eight months ago still has a renewal date, and if the lead program brings you fresh WC inquiries, your aged ones become the second half of the pipeline. There are no commitments or contracts, which makes it easy to test. Just note that this is a lead source, not a reactivation service; you or a partner still have to run the revival campaign on your existing book.
Pros
- One of the few vendors selling leads specifically for workers comp
- Real-time delivery keeps the prospect warm
- Reported 10 to 15% average closing rate
- No long-term commitment to get started
Cons
- No reactivation or follow-up service for your existing CRM
- Pricing not published
- Smaller operation than the big marketplaces, with less infrastructure
Best for: Agencies with workers comp markets that want a steady stream of niche-specific, real-time leads.
Old lead reactivation is the cheapest premium a workers comp brokerage can write in 2026, because you already paid to acquire every contact in your CRM. The research is consistent on this: 60 to 70% odds of converting an existing contact versus 5 to 20% for a cold one, and 3 to 10 times the cost to generate a new prospect versus reviving a dormant one. The vendors above split cleanly by role. LexisNexis ProspectBase gives you the workers comp renewal timing data. EverQuote, QuoteWizard, MediaAlpha, and Commercial Truck Quotes supply the lead volume, and MediaAlpha's case study in particular proves aged leads can close for years if someone actually works them. Perspective AI handles the conversation layer on leads you already own. Worqd, our Editor's Choice, is the only entry that runs the whole recovery motion for you: it plugs into your existing CRM, qualifies every revived inquiry in under 60 seconds around the clock, hands calls to your producers with full context, and only charges for the conversations that come back. If your dormant list is sitting there collecting dust, book a free growth call at worqd.com/book and find out what's recoverable. The worst outcome is you learn your list is smaller than you thought. The likely outcome is you find premium you already paid for.
Frequently asked questions
What is old lead reactivation for a workers comp brokerage?
It's the practice of systematically re-engaging contacts already in your CRM, like aged quote leads, quote-no-bind prospects, and lapsed policyholders, with a structured sequence of texts, emails, and calls designed to restart the conversation and route interested business owners to a licensed producer. It's not buying more leads and it's not a one-off blast. Industry data suggests the probability of selling to an existing contact runs 60 to 70%, versus 5 to 20% for a cold prospect, and it costs 3 to 10 times more to generate a new prospect than to reactivate a dormant one. For workers comp specifically, renewal timing matters: many businesses renew their other commercial lines at their WC renewal date, so a dormant quote from months ago may be approaching a live decision window right now.
What makes Worqd different from the other providers on this list?
Most entries here sell you something you plug in: lead volume, renewal data, or a conversation layer. Worqd is a retainer-style growth agency that runs the entire recovery campaign for you. Its Pipeline Recovery service works with your existing CRM, no platform switch, and its AI SDRs qualify every inquiry in under 60 seconds, 24/7, including nights and weekends. Calls can be handed to a real producer with full context, using your calendar and your rules. The pricing model is also different: you only pay for the conversations that come back. And unlike most vendors, Worqd publishes an anti-fabrication policy stating it won't invent revenue figures, testimonials, or client logos, so the numbers you see are either sourced or clearly marked as placeholders.
How fast should a brokerage respond to a reactivated lead?
Very fast, and the research is blunt about it. Harvard Business Review's lead-response study found firms contacting a web lead within an hour were nearly seven times more likely to qualify it than those who waited even an hour longer, and 60 times more likely than firms that waited a day. MIT/InsideSales research puts the effect even higher: contacting within five minutes makes you 21 times more likely to qualify a lead than waiting 30 minutes. The problem is that most agencies can't staff that. The average firm takes 42 hours to respond, per HBR, and 23% of leads never get a response at all. That's the gap AI SDR services are built to close, since a system that answers in under a minute doesn't need a producer awake to do it.
Is SMS or email better for reactivating old insurance leads?
SMS, for the first touch. Text messages see a 98% open rate with 90% read within three minutes, versus roughly 20% for email, and SMS response rates run around 45% against 6% for email, according to Gartner data cited in industry playbooks. A dormant contact has already tuned out your emails, so leading with email is how most reactivation attempts quietly fail. The winning pattern is a sequence: SMS to wake the list up, email to make the longer case once someone re-engages, and a call to catch the people who reply but don't book. One important caveat: any automated outreach must honor TCPA rules, Do Not Call lists, and opt-outs instantly. Compliance isn't optional here.
How much premium can a brokerage realistically recover from a dormant list?
It depends on list size and how well it's worked, but the math is encouraging. One industry playbook uses this example: 1,500 dormant contacts, reactivate 3% into bound policies, and that's 45 new policies you didn't pay a lead vendor for. At a modest average annual premium, that's five to six figures of written premium recovered from a list you were about to let rot, and because insurance renews, it compounds every year those policies stay on the books. Case studies cited in the research show 28 to 31% engagement rates on leads that are 18 to 24 months old, and MediaAlpha's published case study features an agency earning a new sale every week from leads purchased a year or more earlier.
Do I need to switch CRMs to run a reactivation campaign?
No, and be wary of any provider that says otherwise. The good options on this list either work with your existing CRM or don't touch it at all. Worqd's Pipeline Recovery explicitly works with your existing CRM with no platform switch, and LexisNexis ProspectBase is a data layer that enriches what you already have. The reactivation playbooks in the research are built around wiring campaigns into whatever system holds your contacts, whether that's a major AMS or something simpler. The real requirement isn't new software; it's a defined sequence, compliant outreach, and fast follow-up when someone actually replies.
How long does it take to see results from a reactivation campaign?
Faster than most marketing initiatives, because there's no acquisition phase. Industry guidance says a properly structured reactivation campaign can generate verified appointments within 5 to 7 business days, since you're starting from contacts who already know your name and once asked for a quote. Compare that to SEO, which compounds over months, or a new paid ads program, which needs learning time. The variables that matter most are list quality, message relevance, and speed of response once someone re-engages. A campaign that gets a reply but takes two days to answer it has mostly wasted the effort.